About Hoper
Built for buyers who need more flexible options
Hoper was created to help FHA borrowers access practical assistance without the common tradeoffs of traditional DPA programs.
Intro About Hoper
What the program is intended for
Hoper is designed to create flexible support for FHA borrowers and a cleaner conversation for lending teams.
How it started
Hoper grew from a simple observation: qualified buyers often need more than a standard down-payment-only solution to get safely into a home.
Flexible fund uses
Funds may support down payment, debt payoff, closing costs, rate buydowns, reserve funds, and related eligible needs.
Where it is available
Available in most U.S. states, excluding Alaska, Hawaii, North Dakota, and South Dakota.
Why loan officers choose it
Less hassle, better rate preservation, a competitive edge, and a structure that helps preserve full commission.
Meet Hyrum
Your Hoper Program Specialist
Born and raised in East Valley Phoenix, Hyrum has always believed that some of life's biggest opportunities come from simply knowing what options are available. As a business owner and consultant, he has spent years evaluating opportunities, solving problems, and helping people make informed, impactful decisions. Today, he serves as a full-time consultant specializing in the Hoper Program. After seeing firsthand the impact this program can have on families and individuals, he knew it was a solution worth sharing. His approach is simple: educate first, advise honestly, and help people make the decision that is best for them.
- Background in business ownership, consulting, and practical problem solving
- Focused on clarity for both homebuyers and loan officers
- Motivated by affordability, financial flexibility, and strong homeownership outcomes
- East Valley Phoenix based
Why Hyrum Chooses Hoper
A program worth explaining clearly
The goal is to help people understand all of their options, not just the ones everyone already knows about.
Educate first
Hyrum helps buyers and loan officers understand the structure, requirements, and tradeoffs before making decisions.
Advise honestly
Not every file will be a fit. The purpose of the call is to confirm the scenario and give clear next steps.
Build stability
As Hyrum prepares to welcome his first child this July, the importance of financial flexibility and a place to call home is personal.
Schedule Your Call
Ready to explore your options?
Connect with Hyrum to discuss your specific situation and see if Hoper could be the right fit for your home purchase goals. No pressure, just clarity and honest guidance.